[Reader-list] India state-run banks 'turn away Muslims': BBC

[anuradha mukherjee]

Bipin ji, I know for a fact that not just poor Muslims, but even young
Muslim professionals with immaculate credentials had been denied
loans. A Muslim colleague was denied a car loan despite a healthy bank
account, all so called KYC documents. The loan agent told her only
very well known or well to do Muslims get loans easily. Several banks
carry out such profiling.It usually stems from a paranoia about the
community.of course it never found space in the paper because people
could not believe it and the bank officially denied it.My friend is
level headed and took it in her stride, another person may not.
Anuradha


On 7/25/10, Bipin Trivedi <aliens at dataone.in> wrote:
> Dear Javed,
>
> Banks deny to open account who does not fulfill their criteria like relevant
> documents, minimum balance irrespective of their identity, caste, religions.
> There are so many people other than Muslims could not able to open bank
> account in their first/second attempts. Those who denied bank accounts
> opening, I am sure most of them are illegal migrants cannot provide their
> proper identity and unnecessarily making issues by even minority commission,
> BBC reporter without verifying the things other way.
>
> Reports says 90000 Muslims students of AP denied to open bank account. It is
> wondering no one has noticed this issue yet or even not highlighted in
> national news makes doubt to believe this report veracity. However, if few
> Muslims students denied to open bank account in Gujarat, god knows what
> would have happened.
>
> Thanks
> Bipin Trivedi
>
>
>
> -----Original Message-----
> From: reader-list-bounces at sarai.net [mailto:reader-list-bounces at sarai.net]
> On Behalf Of Javed
> Sent: Sunday, July 25, 2010 4:29 PM
> To: sarai list
> Subject: [Reader-list] India state-run banks 'turn away Muslims': BBC
>
> India state-run banks 'turn away Muslims'
> By Sanjoy Majumder BBC News, Delhi
>
> State-owned banks in India have been accused of discriminating against
> the country's Muslim minority.
>
> India's minorities watchdog has received a record number of complaints
> from Muslims who say they have been prevented from opening bank
> accounts.
>
> India's Muslim community is among the poorest in the country.
>
> Some bankers say it is not so much their religious background, but
> their economic status that makes it hard for Muslims to get banking
> facilities.
>
> The National Commission of Minorities says that there has been a 100%
> increase in the number of complaints it has received over the past
> year from Muslims who say they are being prevented from opening
> accounts in state-run banks.
>
> Reports say the worst case took place in the southern state of Andhra
> Pradesh, where some 90,000 Muslim students were unable to open
> accounts to deposit scholarship cheques given to them by the
> government.
>
> Official reports frequently put Muslims at the bottom of India's
> social and economic ladder - even beneath than low-caste Hindus.
>
> Their economic status means they are often excluded by private banks,
> which prefer more well-to-do clients.
>
> Already a number of reports have suggested that India's Muslims fare
> poorly when it comes to getting access to quality education or
> employment opportunities.
>
> This latest finding will add more pressure on a government which is
> seen as doing very little for the country's largest minority group.
>
> http://www.bbc.co.uk/news/world-south-asia-10718243
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