[Reader-list] India state-run banks 'turn away Muslims': BBC

[A.K. Malik]

Hi Ms Mukherjee,
                Do you know lawyers/Advocates are rarely issued Credit Cards.It is the financial prudence of the agencies when they exclude a class based on their past experiences.May be you are right or may be many Muslims may have defaulted who knows.
Regards,

(A.K.MALIK)


--- On Mon, 7/26/10, anuradha mukherjee <anu.mukh at gmail.com> wrote:

> From: anuradha mukherjee <anu.mukh at gmail.com>
> Subject: Re: [Reader-list] India state-run banks 'turn away Muslims': BBC
> To: "Bipin Trivedi" <aliens at dataone.in>
> Cc: "sarai-list" <reader-list at sarai.net>
> Date: Monday, July 26, 2010, 1:08 PM
> Bipin ji, I know for a fact that not
> just poor Muslims, but even young
> Muslim professionals with immaculate credentials had been
> denied
> loans. A Muslim colleague was denied a car loan despite a
> healthy bank
> account, all so called KYC documents. The loan agent told
> her only
> very well known or well to do Muslims get loans easily.
> Several banks
> carry out such profiling.It usually stems from a paranoia
> about the
> community.of course it never found space in the paper
> because people
> could not believe it and the bank officially denied it.My
> friend is
> level headed and took it in her stride, another person may
> not.
> Anuradha
> 
> 
> On 7/25/10, Bipin Trivedi <aliens at dataone.in>
> wrote:
> > Dear Javed,
> >
> > Banks deny to open account who does not fulfill their
> criteria like relevant
> > documents, minimum balance irrespective of their
> identity, caste, religions.
> > There are so many people other than Muslims could not
> able to open bank
> > account in their first/second attempts. Those who
> denied bank accounts
> > opening, I am sure most of them are illegal migrants
> cannot provide their
> > proper identity and unnecessarily making issues by
> even minority commission,
> > BBC reporter without verifying the things other way.
> >
> > Reports says 90000 Muslims students of AP denied to
> open bank account. It is
> > wondering no one has noticed this issue yet or even
> not highlighted in
> > national news makes doubt to believe this report
> veracity. However, if few
> > Muslims students denied to open bank account in
> Gujarat, god knows what
> > would have happened.
> >
> > Thanks
> > Bipin Trivedi
> >
> >
> >
> > -----Original Message-----
> > From: reader-list-bounces at sarai.net
> [mailto:reader-list-bounces at sarai.net]
> > On Behalf Of Javed
> > Sent: Sunday, July 25, 2010 4:29 PM
> > To: sarai list
> > Subject: [Reader-list] India state-run banks 'turn
> away Muslims': BBC
> >
> > India state-run banks 'turn away Muslims'
> > By Sanjoy Majumder BBC News, Delhi
> >
> > State-owned banks in India have been accused of
> discriminating against
> > the country's Muslim minority.
> >
> > India's minorities watchdog has received a record
> number of complaints
> > from Muslims who say they have been prevented from
> opening bank
> > accounts.
> >
> > India's Muslim community is among the poorest in the
> country.
> >
> > Some bankers say it is not so much their religious
> background, but
> > their economic status that makes it hard for Muslims
> to get banking
> > facilities.
> >
> > The National Commission of Minorities says that there
> has been a 100%
> > increase in the number of complaints it has received
> over the past
> > year from Muslims who say they are being prevented
> from opening
> > accounts in state-run banks.
> >
> > Reports say the worst case took place in the southern
> state of Andhra
> > Pradesh, where some 90,000 Muslim students were unable
> to open
> > accounts to deposit scholarship cheques given to them
> by the
> > government.
> >
> > Official reports frequently put Muslims at the bottom
> of India's
> > social and economic ladder - even beneath than
> low-caste Hindus.
> >
> > Their economic status means they are often excluded by
> private banks,
> > which prefer more well-to-do clients.
> >
> > Already a number of reports have suggested that
> India's Muslims fare
> > poorly when it comes to getting access to quality
> education or
> > employment opportunities.
> >
> > This latest finding will add more pressure on a
> government which is
> > seen as doing very little for the country's largest
> minority group.
> >
> > http://www.bbc.co.uk/news/world-south-asia-10718243
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